Residential Calculators
HDB

HDB Resale Purchase Calculator

Estimate loan, CPF and grants usage, cash required, BSD, COV and the HDB resale payment flow.

Calculation Summary

CPF & Grants

Total: $200,000.00
Remaining CPF & Grants After This Purchase
$88,000.00
Estimated CPF Used
$112,000.00

For HDB loans, 2.6% is the current concessionary rate for Jul–Sep 2026. Bank rates vary by lender and package; edit the rate to match the actual Letter of Offer.

Loan Amount
$420,000.00
Initial Payment / Equity
$140,000.00
25% of lower price/value + COV
Monthly Instalment
$1,884.00
Minimum Cash Component
$28,000.00
CPF / Grants for Price
$112,000.00
Cash for Purchase Price
$28,000.00

Purchase Expenses

$17,704.00
Buyer Stamp Duty (BSD)
$11,400.00
Pay by
Additional Buyer Stamp Duty (ABSD)
$0.00
Pay by
Legal Fee
$0.00
Pay by
HPS Premium
$0.00
Pay by
Computed
$6,104.00
Estimated Cash Required
$45,704.00
Cash for purchase price + cash-paid expenses
Estimated CPF / Grants Used
$112,000.00

Disclaimer

All calculator results are estimates for reference only. 11 Asset Group Pte Ltd and PropNex Realty Pte Ltd or its salespersons will not be responsible for any errors or omissions. All information is provided without guarantee of accuracy. Please seek advice from qualified financial advisors, bankers, or lawyers before making property or investment decisions.

Li Hui Bing Sandra | Associate Group Director

PropNex Realty Pte Ltd | CEA: R068251I | HP: 90889977

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Real Estate Services

Li Hui Bing Sandra

Associate Group Director

PropNex Realty Pte Ltd

CEA: R068251I

HP: 90889977

All calculator results are estimates for reference only. SandraLiRealEstate and PropNex Realty Pte Ltd or its salespersons will not be responsible for any errors or omissions. All information is provided without guarantee of accuracy. Please seek advice from qualified financial advisors, bankers, or lawyers before making property or investment decisions.

© 2026 SandraLiRealEstate. All rights reserved.Designed & Developed by SandraLiRealEstateReal estate services by Li Hui Bing Sandra | CEA: R068251I | PropNex Realty Pte Ltd